Invest
Equities
Equities, or stocks, represent ownership in a company, granting shareholders a share of its assets and profits.
They offer potential for capital growth, dividends, and higher returns compared to bonds, but come with market
risks and no guaranteed returns.
Despite their volatility, equities are vital for a diversified portfolio and long-term wealth building.
Mutual funds (MFs)
Allow diversification across asset classes like equity, debt, and gold,
with professional fund management and liquidity in most open-ended schemes.
They offer tax benefits under ELSS and are regulated by SEBI, ensuring transparency and access
to NAVs, returns, and portfolio details.
IPOs
An IPO (Initial Public Offering) is when a private company offers its shares to
the public for the first time, typically with the help of investment banks.
The process involves regulatory compliance and due diligence,
with both retail and institutional investors purchasing shares, while early investors
and promoters sell.
Trade
Option Trading
An option is a contract giving the buyer the right, but not the obligation, to buy or sell an asset at a specified
price in the future, in exchange for a premium paid to the seller.
Options trading allows investors to trade securities at predetermined
prices without the obligation to complete the transaction.
Futures Trading
Futures trading involves speculating on the future price of assets like stocks, currencies,
or commodities through contracts that are derived from the underlying asset's price movements.
A futures contract is a legally binding agreement where the buyer hopes for a price rise, and the seller anticipates
a price drop. These contracts have set expiration dates, and the value depends on the asset's price at maturity,
determining whether the trade is profitable for the buyer or seller.
Futures and Options Trading
Futures and options are common stock derivatives that allow traders to agree on a preset price for an asset
at a future date, helping to hedge market risks. These contracts are based on underlying assets like stocks, indices,
commodities, and ETFs. While they can reduce future risk by locking in prices, incorrect predictions can lead to
significant profits or losses, making them more suitable for experienced traders.
Equity Trading
An equity market is a platform where businesses raise funds by issuing stocks,
which investors buy to profit from future sales. It includes both over-the-counter
and exchange-traded markets, such as the BSE and NSE, and facilitates the trading
of both private and public stocks.
Insurance
Insurance helps shield your finances from unforeseen circumstances. General
insurance and life insurance are the two primary categories. If something were to
happen to you, life insurance would provide your family with financial support.
Your belongings, such as your home or vehicle, are covered by general insurance in the
event of damage.
Life Insurance
A life insurance policy is an agreement where the insurer pays a lump sum to beneficiaries upon
the policyholder's death in exchange for regular premiums. It is important to assess the
financial needs of your family in your absence, and there are various types of plans available,
including term insurance, endowment plans, and whole life policies.
General Insurance
General insurance in India covers risks like accidents, health issues, property damage, and liability,
excluding life insurance. Regulated by the IRDAI, it includes various types such as health insurance,
motor insurance, home insurance, travel insurance, and personal accident insurance, each providing
specific coverage for different needs.
Advait Group Education and Classroom
Our company offers expert education on stock market investment and trading in India,
catering to both beginners and experienced traders. We provide courses on stock selection,
risk management, and advanced strategies, along with live trading sessions and personalized
guidance. Our programs aim to help you maximize returns, manage risks, and leverage market
opportunities to build financial independence and wealth.